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CDs

Earn high rates of interest at guaranteed terms. A great way to save!

Regular and IRA Certificates of Deposit are available. Choose any of these CDs:

Certificates of Deposit

Terms available from 3 months to 5 years. All provide competitive interest rates, compounded daily. $1,000 is required to open this account. Penalty for early withdrawal.

CD Rates

Description Interest
Rate		 APY
10 Month 0.90% 0.90%
3 Month 0.25% 0.25%
6 Month 0.35% 0.35%
9 Month 0.45% 0.45%
1 Year 0.60% 0.60%
18 Months 0.85% 0.85%
2 Year 1.09% 1.10%
30 Month 1.34% 1.35%
3 Year 1.64% 1.65%
4 Year 1.93% 1.95%
5 Year 2.23% 2.25%

CD Disclosure

Member FDIC. Rates subject to change and may be withdrawn without notice. Annual Percentage Yield (APY) is in effect as of this publication date and assumes principal and interest remain on deposit for term stated. Penalty may apply for early withdrawal. Certificate of Deposit rates can be applicable to IRA accounts. Fees could reduce earnings on the account. $1000 Minimum to open Certificate of Deposit and obtain APY. Cannot be combined with any other offer. For current rate information or Account Agreement Disclosure information, please call our Direct Banking Center at 1.866.SNB.1903.

IRA CDs

Choose from several Swineford National Bank IRA CD options:

  • Fixed Rate IRA CDs
  • Roth and Education IRAs

We offer competitive rates of interest and the opportunity for you to save for your retirement years.

Learn how to step up your investment plan!